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AMP Mortage

ITIN

 
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solutions for individuals without an SSN

 

 

 
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No Visa or SSN is required to qualify

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Purchase, Rate/Term, and Cash-Out

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Full doc or alt-doc accepted

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Primary Residences, Second Homes, Investment Properties

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100% gift funds allowed

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Single-family, townhome***, 2-4 units, PUD, condo (warrantable and non-warrantable) permitted.

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0x30x12 allowed

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LTVs up to 85%*

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12 months income documentation

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Unlimited cash out LTV ≥ 60%

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Loan Amounts up to $2.5MM 

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DTI up to 50% 

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Valid ID required (can be foreign ID)

 
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Cash-out refinance up to 80%**

 
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Min. 640 FICO for primary | 660 for 2nd & investment properties

* Full Doc Only | Alt Doc 80% Max LTV
** Not Available in TX or with credit score < 640
*** No highrises

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