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AMP Mortage

Foreign National

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Solutions for non-us citizen borrowers living overseas 

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Qualify on Asset Qualification or DSCR 

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Second Homes and Investment Properties

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Max. 75% LTV on purchases and 70% on refinances 

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No limit on cash out up to 60% LTV, over 60% LTV, max cash out $750k  

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Cash-Out Max 65% LTV

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Vesting in an entity (LLC, partnership, corporation) allowed 

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Min. 660 FICO

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A U.S. visa is required 

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DSCRs down to 0.75 allowed on DSCR 

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Escrow for taxes/insurance required 

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Min. 680 FICO or Foreign credit allowed

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ACH from a U.S. bank account required 

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150% of loan amount in post-closing assets on Asset Qualification 

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Loan Amounts up to $3MM

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1–4-unit properties, warrantable condos, PUDs, and certain non-warrantable condos/condotels allowed 

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