AMP Mortage
Bank Statements

Solutions for self-employed borrowers & small business owners

Utilize 12 or 24 Months of Bank Statements

Supplemental full doc income allowed

Personal or Business Bank Statements

Multiple accounts/businesses may be used for business statements

LTVs up to 90% on purchases and 80% on cash-out refinances

0x60x12 allowed

No limit on cash out up to 60% LTV, over 60% LTV, max cash out $750k

DTI up to 55%

ITIN/DACA borrowers allowed

1–4-unit properties, warrantable condos, PUDs, certain mixed-use properties, non-warrantable condos/condotels, Co-Ops, and manufactured homes allowed

Min. 660 FICO

Primary Residences, Second Homes, and Investment Properties

Primary earner FICO score utilized

Loan Amounts up to $4MM

Temporary buydowns allowed

12 months out of a credit event allowed

Two years of self-employment required, less considered on an exception