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AMP Mortage

Asset Depletion

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Solutions for high-net-worth borrowers with significant documented financial assets 

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LTVs up to 90% on purchases and 80% cash-out refinances

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0x60x12 allowed 

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DTI up to 50%

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No limit on cash out up to 60% LTV, over 60% LTV, max cash out $750k 

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Min. 660 FICO 

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Gifted funds allowed for funds to close 

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Primary Residences, Second Homes, and Investment Properties 

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Primary asset contributor FICO may be used in some circumstances 

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Loan Amounts up to $4MM 

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Temporary buydowns allowed 

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Provide six months’ statements for any accounts utilized for qualification 

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1–4-unit properties, warrantable condos, PUDs, certain mixed-use properties, non-warrantable condos/condotels, Co-Ops, and manufactured homes allowed 

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12 months out of a credit event allowed 

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Recent deposits of proceeds from sale of homes or businesses allowed as qualifying assets 

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